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Compliance Audits

RDK & Associates, Inc. can provide ongoing reviews for all compliance areas. RDK tailors a compliance program to fit the needs of your bank through quarterly, semiannual, or annual reviews. The results of our compliance reviews are used to identify violations, determine systemic problems, and to provide training of bank personnel. The following areas are covered as part of our compliance reviews:

  • Fair Credit Reporting Act
  • FACT Act
  • Real Estate Settlement Procedures Act
  • Flood Disaster Protection Act
  • Truth in Lending Act
  • Equal Credit Opportunity Act
  • Advertising
  • UDAAP
  • CRA
  • Electronic Funds Transfers
  • Interest on Deposits
  • Right to Financial Privacy
  • Expedited Funds Availability
  • Truth in Savings
  • Bank Secrecy Act *
  • Financial Privacy

*RDK & Associates, Inc. conducts Bank Secrecy Act audits in accordance with the procedures outlined in the Federal Financial Institutions Examinations Council’s BSA/AML Examination Manual.